Questions and Answers about Roth IRAs

Over the past month, I’ve covered the basics of Roth IRAs. I’ve explained what they are, how (and where) to open one, and which investments are best ... have money to invest, then max out your 401k. Once you’ve contributed all you can to these investments ... dollars) or investing in a 401k (with pre-tax dollars)? Does it make a difference if there’ [more...]

Date: 2007-07-12 12:00:30
Blog: Get Rich Slowly...

Blog posts (275) | Videos (93)
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Savings

Minyanville answers a question about the safety of someone’s 401K: ... to be equated with “savings.” Money in a 401k is investment money. Even money in a money market fund is, by definition, investment money. If the goal in your 401k is to avoid all losses, and it sounds [more...]

Date: 2007-08-17 16:01:34
Blog: Suburban Guerrilla ...

The Simple Secret of Investing

What’s the single most important factor in the value of an investment portfolio? Some might say risk or diversification ... 4 mutual funds and setup my 401k was the turning point in my investing portfolio. While that first action ... dollars in 4 different mutual funds. Many funds have a minimum but if you’re investing through a 401k [more...]

Date: 2007-05-16 12:28:16
Blog: Money Smart Life...

Keeping a Level Head in a Down Market - Should you Stay the Course?

Recently, Trent from The Simple Dollar, one of the best personal finance bloggers I read wrote, Basic Investing In A Down Market ( ... about her 401K investments in this market. Trent suggested that she sell her holding and wait out this wild ... is not the right plan for a 401k plan. A fabulous, though heated, discussion ensued in the comments [more...]

Date: 2007-08-28 13:55:14
Blog: Lazy Man and Money ...

International Investing: What’s Your Asset Allocation?

The Digerati Life (RSS Feed) just keeps giving me more to write about. This time she presents an excellent article on international investing ... it happens to those who invest their 401k in their own company’s stocks. That’s what happened to many ... if any one country experiences hardship. There was a time when it was very expensive to invest money [more...]

Date: 2007-08-02 13:55:22
Blog: Lazy Man and Money ...

Answers to Your Questions From the Authors of “On My Own Two Feet” Part 1

A while back I had done a review of the book On My Own Two Feet: A Modern Girl’s Guide to Personal Finance ... to get out of debt first (regardless of how much the debt is) or invest in IRAs, 401K etc. I tend to do both, invest and debt reduction. I wanted to know your advice? Our personal preference [more...]

Date: 2007-06-20 16:15:45
Blog: Generation X Finance...

It's our money not yours

Liberally conservative has a great breakdown of an article by Rahm Emanuel, Illinois congressman and former Clinton lackey, ... of language is so 1984. It was never your money to invest in a 401k........ it's the "government's ... 401k plans and to force all people to fund them. While I would expect that type of socialist [more...]

Date: 2007-09-13 15:16:07
Blog: taxmanblog...

Video Post: Basics of Comparing Investing in a Roth 401k vs. a Traditional 401k

I just made my first video blog post which covers part of choosing between a Traditional and a Roth-type of retirement account, be it IRA, 401(k), or 403(b). I’ve covered this topic before, but I wanted to start out with something that I get asked often and also can benefit from the additional information available from a video format [more...]

Date: 2007-08-21 11:50:59
Blog: My Money Blog - Persona...

Know anything about Wall Street? Take the Rookie Challenge!

If you are in a position to invest (have disposable income), you should start investing. If not, you should participate in your company’s 401K or invest in mutual funds under a very low ... on what your goals are and where you want to invest your hard-earned money. s! I know that most [more...]

Date: 2007-09-22 20:37:36
Blog: Cheezmizan with Chuva ...

No Guarantees With Your 401k

The other day I had an opportunity to have a conversation with a gentleman that had worked for a well-known company and suffered a substantial loss ... stock. With my own 401k plan, I invest a very small percentage in my company’s stock ... in his 401k, resulting in a much more tight budget when he accepted the early retirement package [more...]

Date: 2007-09-12 22:08:37
Blog: My New Choice...

Do you really manage your 401k?

Do you really manage your 401k? E-Money - Investing the ELE Way Source MSN Money article by Liz Pulliam Weston It's reasonable to assume ... them just to stick their money in the cash account, neither of which is a good choice. Advice can help increase participation and help investors make better investment decisions. Workers clearly crave [more...]

Date: 2007-07-04 15:44:21
Blog: Financial Services the ...

The Five Ingredients of a Solid Mutual Fund

Investing in mutual funds has always been a bit easier than investing in single stocks ... better than others. Here are five key things to look at when picking a mutual fund to invest ... a tax-advantageous investment such as a 401k plan or a Roth IRA, you’ll definitely want to minimize [more...]

Date: 2007-07-04 20:13:54
Blog: FinanceIsPersonal.com -...

fear, greed, and a disciplined approach to investing

fear, greed, and a disciplined approach to investing By Katie Wednesday October 03rd 2007, 12:16 pm Filed under: Investment, 401k / IRA puzzle ... week I talked about DRIPs. They are a great way to invest a small amount of money ($250-$500 to start ... . I got all excited about buying my first DRIP stock. Should I invest in Sallie Mae, owner of my [more...]

Date: 2007-10-03 16:24:13
Blog: Geezeo Blog ...

Category: Economics More Chinese Froth China is doing some major tinkering with fiscal policy according to today's Wall Street Journal ... is 55%. If you think about the combination of pension products (6% to get all the 401k matching ... billion in foreign direct investment, they get to invest almost $250 billion a year abroad [more...]

Date: 2007-06-27 13:20:14
Blog: Transterrestrial Musing...

Market Timing with 401K Contributions

Last Week, I said now was a great time invest in stocks ... more sense to invest now than it did before. Putting my money where my mouth was, I upped my 401K ... and investing. A month ago, people considered it a great time to invest pushing the Dow over 14,000 [more...]

Date: 2007-08-22 13:55:00
Blog: Lazy Man and Money ...

Switch 403b Providers Without Penalty (until Sept 24th)

403(b) plan sponsors, unlike 401k sponsors, don’t actually manage the investment plans made available in the 403(b). In fact, 401k providers have “fiduciary responsibility,” meaning they must act in the best ... change in the IRS code, which kicks in September 24th, makes it much harder to move your retirement [more...]

Date: 2007-09-10 16:53:30
Blog: My Retirement Blog...

Finance

I'm no expert when it comes to financial advice. But I do quite a bit of research on various topics related to personal finance with hopes of leading ... whatever you can. Wife and I put about that much into various investments. 401K's, Roth, money market ... advantage of that, if available. -- When I get a cost of living raise, I just add that to my 401K [more...]

Date: 2007-07-18 15:30:07
Blog: Cycling Sasquatch...

Your Wheel of Wealth

I read how are you building your net worth? at The Digerati Life a few days ago and I found it a very interesting article - one of the most ... Investments. While we are talking about Liquid Investments, I wonder if retirement accounts (401k, Roth IRA ... Business or Entrepreneurial Endeavors. I was president of that group when I started this website [more...]

Date: 2007-07-24 13:55:32
Blog: Lazy Man and Money ...

Good Financial Choices

Good Financial Choices August 10, 2007 By: TheHolyFatman Category: Uh, What?, What a Trainwreck, The Holy Crap! ... . We have no CC debt. We save into a slush fund. My 401K is mainly invested in international funds. I am making ... .  This is happening all over the world as investment funds backed by defaulting subprime mortgages are failing [more...]

Date: 2007-08-10 18:38:39
Blog: Holy Buck, Fatman! | L...

Staying on top of your investments

If you want to ensure the greatest rate of growth possible on your investments you are going to have to work for it ... portfolio entirely to your broker, but you may have different opinions about the best way to invest ... of these 401K type accounts when you can as many companies match a percentage of your own contribution, making [more...]

Date: 2007-09-30 13:15:14
Blog: Business finance inform...

IOWA VOICE: "This is what I hate about politics. What average man just 'isn’t aware' he happens to have some 'holdings' in Sudan? Oh, really, I do? ... ) are all kagillionaires (naturally)." UPDATE: Reader Chris Arfaa points out that these were 401k and mutual fund investments, meaning that actually lots of Americans might have similar holdings. [more...]

Date: 2007-05-18 11:38:04
Blog: Instapundit.com...

401K and Real Estate Investing: How One Can Help the Other

When people think about their 401K, they consider a lump sum of money that has been put away for retirement. In fact, most people completely forget about their 401K until income tax time. Creative real ... estate you purchase through this means is not eligible for the mortgage-interest tax deduction [more...]

Date: 2007-06-27 19:00:45
Blog: Real Estate news and i...

There should be a warning on talk radio

There should be a warning on talk radio July 25th, 2007 I was listening to this financial advice call in show on the radio late last night ... what he was saying with a commercial because I accidentally cashed in my 401K and invested all the money in Gold Bond Medicated Powder.   I have no idea where I’ll even be able to store all those boxes [more...]

Date: 2007-07-25 06:09:25
Blog: The Sedated Ape...

Send in the Clowns…

…Don’t bother — they’re here. The House of Representatives voted today for a big increase in the taxes paid by the large oil companies ... to look at the investments found in their 401k mutual funds. It doesn’t occur to them that anti ... individual enterprise, so that Everything Shall Be Fair. In his book he Myth of the Rational Voter: Why [more...]

Date: 2007-08-07 03:47:47
Blog: Gates of Vienna...

A week ago I was focused…

On entirely different ‘stuff’. Last Saturday I was trying to mow the lawn, spread some mulch, trim a little here, a little there ... monitoring at work; make sure nothing’s gone wrong…. Looking into better ways to invest my 401K ... , as I type. I want to be pissed off at what this doctor found… I want to call a lawyer, somebody [more...]

Date: 2007-07-28 21:49:32
Blog: Code, Code World...

INFLATION PROOF SAVINGS - PART I

Author by Tom La Falce Why would anyone want to put their hard earned money into Precious Metals or Numismatic Coin Savings Program rather than a Traditional Savings Account, Investment, 401K or Retirement or College Fund? A very good question ... to save money the Traditional Way through Banks, Bonds, CD’s, 401K’s, IRA’s, using certain Stocks [more...]

Date: 2007-09-26 06:58:20
Blog: Fresh Articles ...

Original WCG and Personal Economy

One thing growing up in the original Worldwide Church of God that I plainly remember is the sheer size of those struggling to make it financially ... ' personal economies would have changed had they took that 30% and put it in an annuity, trust fund, savings account or 401K. Instead, it was invested in the WCG Savings program week after week after week [more...]

Date: 2007-04-23 15:01:01
Blog: Shadows of WCG...

From Spokane with Love!

We're in Spokane. Where are you? Why aren't you here? You're being missed. Right now. We're missing you ... are the coolest bunch of rock ninjas around. And of course, the Hot Toddies and New Maximum Donkey ... everywhere! Cats and dogs sleeping together, having babies, and investing in 401k's! Woo! Okay [more...]

Date: 2007-08-28 03:13:10
Blog: Myspace.com Blogs:getse...

3 Questions On Saving

3 Questions On Saving May 3rd, 2007 8:26 am Just wanted to get some feed back from our reading and see if you guys are think about your future. 1 ... ? Do you have a savings account? What about CDs or a 401k. 2. Why do you invest? Are you planning for your retirement, a wedding. or is it a trip you’ve been planning to take for years, but never [more...]

Date: 2007-05-03 13:26:08
Blog: TRUTH AND OPINION...

Tips for a Successful and Fulfiling Life

*Live Below Your Means Careful planning and resisting the temptation to grab everything new and exciting! ... to make sure that your money is working for you with investments. Remember the 401K or the savings bond you have directly deducted from your paycheck. It is amazing how quickly you can put away a few [more...]

Date: 2007-08-02 02:33:36
Blog: Life Strategy Tips Blog...

Money: Avoid Money Traps

Money: Avoid Money Traps September 4th, 2007 Keep your pockets lined with the AARP’s guide to avoiding money traps ... simplifies commonly misunderstand financial concepts like the 401K match, variable annuities, investment ... . If your employer matches any part of contributions to a 401(k)—and four out of five plans do—sign [more...]

Date: 2007-09-04 23:01:53
Blog: TechBlogger...

Very confused and Frustrated 8/17/2007

Very confused right now. This blog is where I mainly talk about my day trading but the over all market seem to be at a major cross road. MY 401k is 100 percent invested and has gotten hit pretty good. I have an rollover IRA that has been in about 70 percent cash most of the year except when I try swing trading it. I took one big [more...]

Date: 2007-08-18 13:32:55
Blog: The Denarii Trader...

Hi

Hi, Just thought I'd say hello. I'm 47 and expect to work for ~ 10 more years and I put away about 25% of salary. I have ~ $580,000 invested in various 401k and IRAs distributed as follows: 20% VBMFX 42% VTSMX 38% VGTSX I have a little put aside outside of tax advantaged accounts for emergencies [more...]

Date: 2007-09-19 22:05:01
Blog: Early Retirement Forum ...

US Dollar Slides Downward as Oil Prices Rise

US Dollar Slides Downward as Oil Prices Rise Filed under: Stock Market, Investing Money, World Currencies, The Economy — C4G @ 10: ... holding onto 401k’s and long term investments for retirement, those who [more...]

Date: 2007-09-21 04:36:28
Blog: Personal Finance and G...

Benefits of Traditional IRA Contributions for Renters

Introduction In a series of articles, The Skilled Investor compares different lifetime financial planning projections for Fran and Fred Frugal to ... -advantaged retirement investment accounts, such as IRA or 401k accounts. The following baseline scenario ... illustrate the relative value of adopting different financial planning strategies. Fran and Fred [more...]

Date: 2007-07-13 18:10:36
Blog: The Skilled Investor's ...

Question: How Can I Get Started in Investing? Part 1

Well let's start with a basic lesson -- never turn down free money! Sounds logical, right? ... be contributing to your 401k at work. There should be easy plans to invest in, perhaps like a life target fund ... Well if your company offers a 401k with partial or full match and you're NOT investing [more...]

Date: 2007-08-22 16:10:43
Blog: Ask Jason...

Basic Investing In A Down Market (Or Any Time You Feel Nervous)

While watching the stock market in free fall, a reader (Lily) writes in and asks about what to do with her 401(k): My 401k is heavily invested in growth stock mutual funds (several different ones ... %) out of these growth funds into a money market fund and wait for the correction to be over before buying [more...]

Date: 2007-08-16 18:30:53
Blog: The Simple Dollar...

Here, I am citing my unrivaled over experiences

Here, I am citing my unrivaled over experiences. that does not come as a surprise to anyone with lots knowledge of human judgment (and misjudgment) ... of pennies earned for each dollar invested in the pursuit. paying taxes 401k penny stocks quotes variable annuity life insurance company banks that do currency exchange car loan repayment calcul [more...]

Date: 2007-07-31 19:02:54
Blog: Finance Info...

When Personal Finance gets boring

I'm sure by now we heard it all when it comes to personal finance advice. Pretty much the same cookie cutter advice. Save Money, live below your means, get out of debt and invest in your 401k. That's it. I read several PF books and if I had to sum up the review. It will be that above. That is good advice [more...]

Date: 2007-08-27 23:20:50
Blog: moneymonk...

How to Invest Your 401K Funds

In my role as a member of my company's 401K committee, I have recently had conversations about the topic of 401K asset allocation with a number of people in my company. I discovered that people don't really know how to invest their retirement money [more...]

Date: 2007-09-21 14:37:00
Blog: Money and Such...

What Would You Do With A $50,000 Windfall? Treat It Differently Than Hard-earned Money?

So you suddenly won/received $50,000 through some source (lottery, inheritance, etc.); how would you invest it? ... already maxed out 401k and Roth IRAs. Pretend that the windfall (lottery, inheritance, etc.) came under a couple conditions: 1) You can only invest it in one area. 2) If your investment doesn’t make [more...]

Date: 2007-06-04 17:07:36
Blog: Money, Matter, and More...

The Uniqueness of Christian Ecology - Tithing

I’LL ADMIT (prob’ly no surprise) some less-than-Christian satisfaction at watching the Goracle tarred and feathered about his extravagent Lear Jet ... in the past and capitalized all those investments she has. The truth is nobody with a 401K could ... Americans a good deal and He expects us to invest and grow it just as she did, but trying to keep [more...]

Date: 2007-07-12 23:23:12
Blog: A Conservative Christia...

investing advice

investing advice Jun 30th, 2007 by gradgirl My company doesn’t offer a 401K or any other investment aid. In my budget, I’ve set aside a chunk of money every month for investments, but I’ [more...]

Date: 2007-06-30 12:44:55
Blog: This Writer’s Wallet...

Money: Avoid Money Traps

Keep your pockets lined with the AARP's guide to avoiding money traps ... simplifies commonly misunderstand financial concepts like the 401K match, variable annuities, investment ... . If your employer matches any part of contributions to a 401(k)—and four out of five plans do—sign [more...]

Date: 2007-09-04 23:01:53
Blog: Amazon Web Services Bl...

FU Money: Investment Spreadsheet 2.0

Jason wrote up a great follow-up article, Investment Spreadhsheet 2.0, to his original post, The FU Money Spreadsheet, over at Hackszine ... . Some added features to the FU Money Calculator 2.0 are fields for accounting for your 401k contributions and a home loan. Investment spreadsheet 2.0 Jason describes 3 scenarios in which [more...]

Date: 2007-08-06 14:37:11
Blog: BlogCadre | Community C...

WORRIED ABOUT YOUR INVESTMENTS?

Hundreds of thousands of Americans own a 401k or IRA and most of these assets are invested in mutual funds ... an Equity Indexed Annuity to your portfolio. Let's compare the two: An EIA has a participation rate [more...]

Date: 2007-04-29 06:14:18
Blog: INSURANCE PHOENIX...

Famine to Feast

Famine to Feast Let me define what I mean by famine. Famine is the reigning myth. It is king and queen, emperor and president ... is that you are personally responsible. No pension? You must have invested your 401K wrong. No health insurance [more...]

Date: 2007-09-22 10:35:00
Blog: The Mercy Blog...

Array

Many people consider that it is impossible to earn money on HYIP market, one is full of SCAMs ... , stocks, bonds, mutual funds or a simple 401K. HYIP is one type of investing. We live in a world ... on theHYIPs.net. Unfortunately, it is usually the newer investor that cannot see the limit [more...]

Date: 2007-08-05 10:05:55
Blog: News from the Music Ind...

Invest In Real Estate With Your 401K or Roth IRA: Recreational Properties Do Qualify

A new trend to consider for investors thinking about their retirement funds involves the same idea that many people are utilizing for today’s wealth-building mechanisms; real estate. Most banks and brokerage companies limit your choices for retirement investment to certificates of deposit, stocks, mutual funds, annuities, [more...]

Date: 2007-09-30 09:44:00
Blog: Integrated powerful sol...

Money Question: What Would I Do with a $50,000 Windfall?

What would you do if suddenly somebody gives you $50,000 to invest? Have you ever thought about it? ... , and Part IV). The exact question look like this: Where is the single best place to invest a $50K ... already max out 401k and Roth IRAs. Pretend that the windfall came under a couple conditions… [more...]

Date: 2007-06-06 13:37:45
Blog: The Sun’s Financial Dia...

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